Are you traveling outside the Czech Republic? You might find out your insurance isn’t enough.
You have health insurance in the Czech Republic.
And you assume you’re covered abroad as well.
In most cases, that’s not true.
How foreigners’ insurance works
Commercial insurance:
- is primarily designed for the Czech Republic
- abroad, it has limited or no coverage
Most common situations
- weekend trip to Germany
- holiday in Austria
- business trip
The problem usually appears only when you need medical treatment.
What to check before traveling
- territorial coverage
- limits
- exclusions
What are your options
1. Travel insurance
- short-term
- quick to arrange
2. Extension of your current policy
- depends on the product
What happens without insurance
- you pay for treatment yourself
- costs abroad are significantly higher
Remember:
Insurance for the Czech Republic ≠ insurance abroad.
